Giglegder
AI financial wellness for gig workers
Unify income across platforms, automate tax set‑aside, smooth earnings, and turn guidance into simple daily actions. Built for the real work rhythm of drivers, couriers and freelancers.
About us
Built by and for the gig workforce
Our mission is to empower gig workers in the UK to achieve lasting financial wellbeing with AI‑enabled income management, savings automation and embedded services tuned to real work rhythms. The platform unifies income from multiple apps, keeps users tax‑ready, smooths earnings and offers pay‑as‑you‑work protection. The approach is predictive, not reactive, with behavioural coaching that meets people where they are. The venture is led by a founder with banking and risk experience and first‑hand gig work insight, aligning innovation with practical realities on the road.
- Gig‑Specific Risk Graph
- Neural Financial Literacy
- Financial Wellness Index
Features
One adaptive ecosystem, many smart parts
Adaptive Income Pulse Engine
Forecasts busy and slow windows and tunes savings and cover in advance.
AI Behavioural Finance Twin
Simulates choices before you act and nudges at the right moment.
Smart Tax
Reservoir
Keeps the right amount aside daily based on live earnings and HMRC rules.
Financial Wellness
Index
Rewards saving, tax readiness and learning with badges and benefits.
Download, sign up, link income
Connect Uber, Deliveroo, Amazon Flex and bank via Open Banking.
Get your first smart plan
AI predicts busy and quiet days for 7-14 days and sets a gentle buffer rate.
Work a shift with protection
Pay‑as‑you‑work insurance suggests cover for night or long shifts.
End shift, auto‑split earnings
Spendable to main, tax to reservoir, buffer to smoothing wallet.
Weekly 5‑minute review
Forecast vs earnings, tax readiness, buffer progress and simple nudges.
Why This
Market Landscape
~4.7m People in the UK gig workforce
Large and growing segment needing tailored financial tools.
60% Have under £1,000 in savings
Financial buffers are thin, risk exposure is high.
70% Struggle with self‑employment taxes
SmartTax Reservoir keeps users tax‑ready year‑round.
